A lending partner for Colorado real estate agents
Your buyer’s financing decides whether the deal closes. Max Henry gets the deal done. He works fast, keeps you informed and gets you to the closing table ASAP.
A short call. No obligation,
no paperwork to start.
Max Henry · Senior Loan Officer · NMLS #2186109
- Who you deal with
- Max, directly
- Loan options
- Several lenders, not one bank’s menu
- Programs
- FHA, VA, conventional, jumbo, CHFA, DSCR
- Coverage
- Denver, Western Colorado and statewide
Why agents work with a broker
A bank can only offer its own loans. When a buyer does not fit them, the deal stalls. A broker takes the same buyer to several lenders.
- More buyers qualify. A buyer who is turned down by one lender may fit another’s guidelines.
- The right program for each buyer. First-time buyers, veterans, self-employed borrowers, jumbo purchases and investors need different loans.
- One person to call. You and your buyer deal with Max from start to finish.
What you can expect from Max
- A real pre-approval
- Income, credit and assets reviewed before the letter goes out, so it holds up when the offer is accepted.
- Letters that fit the offer
- Written for the property and the price, so the letter does not reveal the buyer’s full budget.
- Updates at each milestone
- Application, appraisal, approval and clear to close. You should never have to ask where the loan stands.
- A call to the listing agent
- When it helps your offer, Max will speak with the listing agent about the buyer’s approval.
Buyers Max can help
- First-time buyersLow down payment loans and CHFA assistance for those who qualify
- Veterans and service membersNo down payment for eligible borrowers
- Buyers with a small down paymentFHA loans from 3.5% down
- Higher-priced homesJumbo loans in Denver and mountain markets
- InvestorsDSCR loans that qualify on the property’s rent
- Clients going through a divorceRefinancing to keep the home, or buying the next one
Sending Max a buyer
It starts with a phone call, from you or from your buyer.
Call or have your buyer call
Give Max the scenario: price range, down payment and anything unusual about the income or the property.
Get a clear answer
Max reviews the buyer’s file, compares lenders and tells you both what the buyer can do.
Write the offer and close
A letter for the offer, then updates to you at each milestone until closing.
Questions agents ask
Can Max pre-approve a buyer before we write an offer?
Yes. Call with the buyer or have them call Max directly. He reviews income, credit and assets and tells you both where the buyer stands and what price range the numbers support.
Can the pre-approval letter match a specific offer?
Yes. Ask Max for a letter written for the property and the offer price, so the letter does not show the buyer’s full budget.
Which loans can Max do for my buyers?
FHA, VA, conventional, jumbo, first-time buyer programs including CHFA down payment assistance for those who qualify, and DSCR loans for investors.
Do you work with agents outside Denver and the Western Slope?
Yes. Max focuses on the Denver metro and Western Colorado, including Grand Junction, Montrose and Durango, and lends across Colorado.
Have a buyer who needs a pre-approval?
Call Max with the scenario. You will know what is possible on the first call.