VA loans in Colorado
A VA loan is a benefit you earned through service. For eligible borrowers it can mean no down payment and no monthly mortgage insurance. Max helps you use it and compares VA lenders for you.
A short call. No obligation,
no paperwork to start.
Max Henry · Senior Loan Officer · NMLS #2186109
- Down payment
- None for eligible borrowers
- Mortgage insurance
- No monthly premium
- Who qualifies
- Veterans, service members, eligible surviving spouses
- Use
- Primary residence
Who it is for
- Veterans
- Active-duty service members
- National Guard and Reserve members who meet the service requirements
- Eligible surviving spouses
What it takes
- Certificate of Eligibility
- The document that confirms your VA loan benefit. Max can help you request it.
- No down payment
- Eligible borrowers with full entitlement can buy with nothing down.
- VA funding fee
- A one-time fee that can be financed into the loan. It is waived for veterans receiving VA disability compensation and some other borrowers.
- Primary residence
- You must intend to live in the home.
- Income and credit
- The VA does not set a minimum credit score, but lenders do, and they review your income and debts.
General guidelines. Lenders set their own requirements, and Max confirms what applies to you.
On the call with Max
Every VA lender honors the same benefit, but their rates and fees differ. Max compares them before you choose.
Tell Max about your service and what you want to buy. He confirms your eligibility and the documents he needs. VA quotes from different lenders side by side, then a pre-approval you can shop with.
VA loan questions
- Do I really need no down payment?
- Eligible borrowers with full VA entitlement can finance 100% of the purchase price, as long as the home appraises and you qualify for the payment.
- What is the VA funding fee?
- A one-time fee paid to the VA that helps fund the program. It can be added to the loan, and it is waived for veterans who receive VA disability compensation.
- Can I use my VA benefit more than once?
- Yes. The benefit can be reused, and in some cases you can have more than one VA loan at a time.
- Can I refinance with a VA loan?
- Yes. The VA offers a streamlined refinance for existing VA loans and a cash-out refinance. See the refinance page for more.
Talk through your loan today
One call tells you which loan fits, what it takes and what comes next.